Introduction
Welcome to VSJ FinMart (https://vsjfinmart.in/). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.
By using our services, you consent to the collection and use of your data in accordance with this policy and applicable laws, including the General Data Protection Regulation (GDPR) and India’s Information Technology Act, 2000 (IT Act) & Rules.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, PAN, and other details provided through contact forms or service requests.
- Financial Information: Investment preferences, tax details, and financial data required for mutual fund distribution and tax filing services.
- Usage Data: IP address, browser type, device information, and website interaction data collected through cookies and analytics tools.
2. How We Use Your Information
We collect and process your data for the following purposes:
✔ To provide and improve our services (mutual fund distribution and tax filings).
✔ To communicate with you regarding queries, transactions, and updates.
✔ To ensure compliance with AMFI and regulatory guidelines.
✔ To enhance user experience through analytics and website improvements.
✔ To send newsletters or financial updates (only if you opt-in).
3. Legal Basis for Processing (GDPR Compliance)
Under GDPR, we process personal data based on the following legal grounds:
- Consent: When you provide your data for service requests, newsletters, or marketing.
- Contractual Necessity: When processing is required to fulfill a service agreement.
- Legal Obligation: When compliance with regulatory bodies (e.g., AMFI, tax authorities) is necessary.
- Legitimate Interests: For improving services, fraud prevention, and security.
4. Information Sharing and Disclosure
We do not sell or rent your personal data. However, we may share your information with:
- Authorized financial institutions and regulatory bodies as required by law.
- Service providers assisting in website operations, analytics, or support.
- Government authorities if required for compliance with legal and regulatory obligations.
5. Data Protection & Security
We take reasonable steps to protect your personal data, including encryption, secure servers, and access controls. However, no online transmission is 100% secure, and we cannot guarantee absolute security.
6. Your Rights (GDPR & IT Act Compliance)
You have the right to:
✔ Access your personal data.
✔ Correct or update inaccurate information.
✔ Withdraw consent for marketing communications.
✔ Request deletion of your data (subject to regulatory requirements).
✔ Restrict processing of your data in certain cases.
✔ Lodge a complaint with the relevant data protection authority if you believe your rights are violated.
7. Data Retention Policy
We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or comply with legal obligations.
8. Use of Cookies
We use cookies to improve website performance and user experience. You can manage or disable cookies through browser settings, but this may affect website functionality.
9. Third-Party Links
Our website may contain links to external websites. VSJ FinMart is not responsible for the privacy practices of third-party websites, and users are encouraged to review their privacy policies.
10. Children’s Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
VSJ FinMart does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
11. Compliance with Indian IT Act, 2000
This Privacy Policy is compliant with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 under the IT Act, 2000. We follow best practices for data security and protection as mandated under Indian law.
12. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated revision date.
13. Contact Us
For any privacy-related queries, data access requests, or complaints, please contact us:
📧 Email: contact@vsjfinmart.in